What are the requirements and eligibility for personal loans. To be eligible for a cash loan in the Philippines, you: Must be a resident of the Philippines with a valid Philippine billing address Must be at least 21 years of age or older Must have an annual income that meets the requirements of the chosen personal loan provider Must have a postpaid landline or a postpaid mobile phone under your account Must have a Tax Identification Number (TIN) and SSSGSIS No.
Personal Loans interest rates and fees. Depending on the bank or financial institution you apply with, interest rates may range from 1 to 3. Moreover, some banks charge an additional fee for the processing of your application.
The processing fee cash advance daily percentage from P1,000 to P2,000, depending on the lender.
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Why cash advances are expensive. Getting a cash advance is easy, but its one the costliest cash advance daily percentage to get your hands on some cash. This is because cash advances can come with a variety of expenses: Getting a cash advance is easy, but its one of the costliest ways to get your hands on some cash. Cash advance fees. These are imposed by your card issuer. Some cards charge a flat fee per cash advance, say 5 or 10. Others charge a percentage of the amount advanced - often as much as 5.
Sometimes its a percentage with a minimum dollar amount - such as 3 or 10, whichever is greater. ATM or bank fees.