Table of contents. Louisiana Payday Loans Laws. Lending is considered legal in the state of Louisiana. However, lenders are still expected to comply with the existing laws discussed shortly: Loans exceeding 350 are not allowed at a time Loans should not be given for a period longer than 60 days Charges and fees allowed include 16.
75 of face amount of check and 10 documentation fee APR for a two-week 100 loan equals 780 Lenders are allowed to charge a one NSF fee per loan. Borrowers can take more than one loan. However, you are not allowed to renew or extend the term of a loan since all loans loan receivable cash flow be repaid on time. You can take a new loan while still repaying the old loan as long as you pay 25for the latter.
Of course, this would mean additional fees.
Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help. Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender.
Tribal loan receivable cash flow are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
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Some of the provided information is collected through your submission of information when you submit loan receivable cash flow information on the Site. Any use of our services is entirely voluntary, and you are not required to provide any information to us unless you so choose to.
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MoneyKey offers, arranges and services various Installment Loans, Payday Loans and Lines of Credit. Designed to meet your everyday short-term financial needs.