These loans start at 1,000, normally paid back over 90 days to 1 year. What are the minimum requirements for one to qualify for a cash loans somersworth nh loan. If youre seeking for a payday loan, you must: Be over 18 years of age Be employed Have a valid and active bank account Have a monthly income of over 1,000. Credit score, does payday loan affect my fico score. Generally, payday loan history is not captured in credit reports.
However, some credit reporting agencies may collect your payday loan repayment history. And its most likely some lenders may want to get such reports when evaluating your creditworthiness for future loans.
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