Getting a loan can be a very important decision, but finding and good lender, knowing the right questions to ask, and knowing what to watch out for can be difficult.

Unscrupulous lenders often target consumers who are most vulnerable: the unemployed, low-wage earners, minorities, the elderly, and those who have poor credit ratings.

Also, while many loan scams result from fraudulent lending practices, many legitimate lenders use tactics to lure consumers into accepting loans they know you cannot afford. No matter how much money you are borrowing, or what kind of loan you are getting, there are some basic guidelines to follow that will help you make better decisions about your loan.

This document also provides you with specific information about different kinds of loans and lending tactics that can put you at financial risk. QUESTIONS FOR YOUR LENDER Ask these questions of several different lenders to ensure that you are choosing the best lender.

Each question should be carefully considered based on your situation. Ask your lender: How much are my monthly payments. AVOID ANY LENDER WHO… tells you to indicate on your loan application that your income is higher than it actually is.

What can you not use a personal loan for

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What can you not use a personal loan for

Excellent Home Solutions. 1124 N Fielder Rd. EHS is the trusted solution provider for Hot Flash - Cold Sweat symptoms, Allergy Aggravations and Utility Costs consuming more and more of your budget. Your EHS Associate will perform a FREE HOME SOL. Fast cash loans for unemployed. We commit to connecting you with an approved lender. We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork. The Need for Speed.

What can you not use a personal loan for