I have called three times, most recently on the 20th of January. That was on Tuesday. It is now Saturday the 24th and still no letter. This company has been in contact with me about an old debt which I had thought had been paid. I agreed to make payments once it was verified that the debt was valid.

The collection agency, Progressive Financial Services, stated that after 3 monthly payments, I would be on a reduced interest payment plan. This was stated on several different dates. The individual who was the primary contact was Thaxton.

This individual verified in 2009, 2010, 2011, and 2012 that I was on the reduced interest payment plan. I checked in December 2011 and January 2012 and found the lender did not show a reduced interest.

Is personal loan balance transfer a good idea

They offer both secured and unsecured loans. There are more than 1,600 branches if youre looking for a face-to-face. Received an A rating from the Better Business Bureau. It might be difficult to nail down specific APRs and loan amounts online. They only have branches in 44 states which might limit you to online correspondence.

Best Peer-to-Peer Loans: Peerform. For anyone whose credit score isnt good, but not severe, PeerForm is a peer-to-peer lender that you may want to consider. As part of their process, any application with a credit score below 600 is declined (so if you have some time, it may be worth working to raise your credit score).

Because of their credit score restrictions, theyre able to offer loans ranging from 4,000 to 25,000 to potential borrowers with APRs from 5. 99 to 29.

Is personal loan balance transfer a good idea

Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help. Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender.

In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps.

Is personal loan balance transfer a good idea