FHA is fairly flexible with gifts for down payments and closing costs. They are, however, very strict about the source of the gift funds. Under no circumstance may the gift funds come from any one person involved in the sale or purchase of your future home. Acceptable sources for gifts: Relatives Employer Personal loan receipt illinois family friend Agency sponsored homeowner assistance programs. FHA is very specific about the source of the gift funds so be sure and discuss the details with your mortgage professional.

Employment. Lenders like to see stability in a borrower and FHA is no different. FHA requires a two-year work history, preferably with the same company or at the very least the same industry. Citizenship Status. In order obtain an FHA-insured mortgage, you must be a United States citizen and a resident of the area in which you will be signing the mortgage documents.

Personal loan receipt illinois

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Personal loan receipt illinois

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Personal loan receipt illinois