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Com works with lenders and citibank personal loan approval service providers that follow all applicable laws. Potential Impact To Credit Score. It is important for a borrower to understand that being late on a payment, missing a payment or rolling over a payment will all negatively impact their credit score.
Your credit score is a numerical expression of your credit worthiness based on an analysis of your credit files. A credit score is primarily based on credit report information typically sourced from the credit reporting agencies. Failing to pay on time will negatively affect this score and make it harder for you to do things like take out a credit card or get a loan.
While less than perfect credit will not necessarily prevent you from being able to receive a loan, all loans are subject to credit approval.
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